50+After 50 Decoded
Spot the scam. Know what to say.
A free 2-page Scam Shield to keep by the phone, for you or for a parent you worry about.
Get the Scam Shield
What's inside
12 red flags of 2026
The "grandchild in trouble" call, fake toll and USPS texts, pop-up "virus" alerts, gift cards, the bank "fraud department," romance and more.
The exact words to say
One short line for each scam that ends the call without an argument.
"If you already paid" plan
What to do first for each payment type, plus the official places to report: FTC, FBI IC3 and the free AARP Fraud Watch helpline.
Keep it by the phone
Print it, tape it up, and share a copy with someone you love.
Your Scam Shield is ready
Print it and keep it next to the phone. Share a copy with someone you love.
Download now (PDF)Questions
Is it really free?
Yes. No payment and no card. After the checklist you'll get short emails about scams and money traps, and every one has an unsubscribe link.
Can I print it for my mom or dad?
That's what it's for. It's two pages, made to print and keep next to the phone. Print a copy for anyone you worry about.
I think I already paid a scammer. What now?
Call your bank or card company first, using the number on your card or statement. Then report it at ReportFraud.ftc.gov and ic3.gov. The checklist has a step-by-step plan for each payment type.
Educational content only. Not legal, medical or financial advice. If you've lost money, contact your bank and report at ReportFraud.ftc.gov or ic3.gov. If you're in danger, call 911.